The everyday finance guys
If you’re wondering what registered credit bureaus you can use to get a credit report in South Africa, then you’ve come to the right place. According to the Credit Bureau Association (CBA), there’s a total of 11 credit bureaus in South Africa that’s broken up into these three categories: Full member credit bureaus: TransUnion, Xpert…
Choosing the right tenant is a scary commitment and the process can be a bit of a challenge if you don’t know what you’re doing. To help, I’ve put together these nine actionable and easy to apply steps with resources. Once you’re done going through them, you’ll be a lot closer to finding that perfect…
Are you looking to get a credit card as a minor at the young ages of 17, 15, or even 13? If yes, then hold fast! According to the National Credit Act 34 of 2005, you need to be at least 18 years old to apply for a credit card in South Africa. However, according…
When looking for credit cards online usually you’ll usually find a bunch of credit cards thrown into a single list with no order. That said, I decided to make my list a lot more organized. I understand that different credit cards suit different people, so I decided to break up my research into three different…
In South Africa, you can generally use any document that has your name and physical address as proof of residence or address. Documents that can be used as proof of address are required to have the following: Your full name as shown on your South African I.D. Your updated residence address. If you live in…
Don’t be fooled. When it comes to getting your credit report and credit score in South Africa, you shouldn’t have to pay any money, and after reading this guide, you won’t. All South Africans are entitled to one free credit report every 12 months, according to the National Credit Act. You can order your free…
Whether you’re building a credit record from scratch or if you want to maintain or repair a credit record then this is the guide for you. Having a decent credit record is extremely important, not to get money to spend on things you don’t need, but to have the credit available as a back up…
Do you earn R5000 and desperately need a loan? Great you’ve come to the right article. I did some research into what kind of loan you can get with your salary, here’s what I found. According to Nedbank’s loan calculator, you will qualify for an R205,000 loan on an R5000 salary with an annual interest…
Whether you’re buying U.S dollars or any major Forex currencies to go on holiday, to send money to family abroad, or if you’re would like to invest to leverage yourself against the ZAR, then you’ve come to the right place. I’ve scraped the google results, and along with my personal knowledge, I’ve recorded some of…
Tilapia is a common name that refers to a wide range of fish species form the Tilapia. There are, in fact, two species that are in indigenous to the South African area. This would be the Oreochromis mossambius and the Tilapia rendalli. As of right now, there are no commercial farms for Tilapia in South…
